ArborOne's Executive Management Team

Our executive management team has deep roots in the region, a broad range of experience in credit and finance, and the well-earned trust of our member/shareholders.

Jack W. Shuler – President and Chief Executive Officer

For 33 years Jack Shuler has been actively engaged in directing the future of ArborOne. He began his career with Farm Credit in 1974 as a loan officer trainee with the Palmetto Production Credit Association in Aiken, South Carolina. Since then he has served as branch manager, Chief Credit Officer and president of a number of associations in South Carolina and Georgia. Presently, he is President and Chief Executive Officer of ArborOne. Mr. Shuler earned a Bachelor of Science Degree in Animal Science from Clemson University where he was a member of Blue Key, and was named to Who's Who in American Colleges and Universities. He earned a masters degree in business from Webster University, is a graduate of the Graduate School of Banking at Louisiana State University and of the banking school at Georgia Southern University.

Kathy S. Heustess – Chief Operating Officer/Chief Financial Officer

Kathy Heustess has been a part of the ArborOne team for over 16 years. Prior to joining Farm Credit in 1989 she acquired extensive experience in accounting and served as a corporate controller. Mrs. Heustess earned a Bachelor of Science Degree in Business Administration with a concentration in accounting. She is an alumna of the Graduate School of Banking at Louisiana State University and holds Certified Public Accountant (CPA) certification.

Richard Horn – Chief Lending Officer

Richard Horn has worked in the Farm Credit System since 1981, with work experience in Kentucky, Indiana, Georgia and South Carolina. His career began as a loan officer trainee, but he has since worked in virtually every area of credit. He has been a loan officer, senior loan officer, branch manager, area manager, chief credit officer and now serves as Chief Lending Officer for ArborOne Mr. Horn earned a Bachelor of Science Degree in Farm Management from the University of Kentucky where he was a member and officer of the FarmHouse Fraternity and of Alpha Zeta. He is also a graduate of the Graduate School of Banking at Louisiana State University.

Learn how our leadership team has helped our neighbors in South Carolina by listening to first hand testimonials, reading our success stories and viewing our news releases.